If you obtain an owner / builder permit and hire an unlicensed contractor to do the work you may be subject to a $5000 fine.
As an owner / builder you will be responsible for all work done by your employees, and also for the requesting and scheduling of inspections required under the Florida Building Code.
Warning! Under an owner / builder permit any persons doing work on your property will be your employees. If your employees cause any damage to property or if any injuries occur at the job site, you are liable. Home insurance policies ordinarily do not cover this type of liability. Please check with your insurance agent before you obtain an owner / builder permit.
You may be responsible for withholding Social Security, Federal and State Unemployment taxes from the wages of your employees. Please contact the appropriate agencies for information.