Based on goals and objectives contained in the SMCRA redevelopment plan and the need for decent affordable housing, the Agency established the affordable housing homeowner’s assistance program. The program is designed to provide much needed “gap” funding assistance to potential homeowners to facilitate purchase new SMCRA initiated housing. In conjunction with other Countywide “gap” financing programs, home purchases are tailored to be affordable to “low” to “moderate” income residents based on H.U.D. affordability guidelines. The L.E.E.D certified affordable home project is a recent example of its utilization.